BJP Government’s Top 19 Accomplishments So Far

3. Jan Dhan Yojna

BJP Government's Top 19 Accomplishments So Far

PradhanMantri Jan Dhan Yojna aims to provide basic banking accounts, banking facilities to every citizen of India and providing them with a debit card and inbuilt insurance. Bank Accounts opened under Jan Dhan Yojna are “Zero Balance” accounts, but if a cheque book is needed by the account holder, then minimum balance has to be maintained. By End of January 2015, banks had already opened 12.54 Crore accounts against a target of 7.5 Crore accounts, with 60% of these in rural areas. Under this scheme, financial literacy is also provided upto village level for better understanding of the banking process.

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